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Copyright & Intellectual Property Policy

Last updated: November 4, 2026

This policy is a working draft prepared for this store. It has not been reviewed by an attorney and is not legal advice.

Ownership

© 1970 BudgetingBud. All rights reserved. All spreadsheets, budgeting templates, written content, graphics, logos, and other digital materials on this site are original works owned by BudgetingBud and protected by copyright law.

Your license

When you buy a product, you receive a limited, non-transferable, personal-use license. You may fill in, save, and print the templates for your own personal budgeting.

Not permitted

  • Redistributing, reselling, sublicensing, or sharing the files or download links.
  • Commercially exploiting the templates or any derivative of them.
  • Removing copyright notices or claiming the work as your own.
  • Uploading the files to marketplaces, file-sharing sites, or AI training datasets.

Reporting infringement

If you believe your copyrighted work has been used on this site without permission, or you find our products being redistributed elsewhere, contact Webgrowlabs@gmail.com with the details and we will investigate.